My Blog

Keeping your raspberries and blackberries from molding!

By Joyce Shipley | June 8, 2012

Berries are delicious, but they’re also kind of delicate. Raspberries in particular seem like they can mold before you even get them home from the market. There’s nothing more tragic than paying $4 for a pint of local raspberries, only to look in the fridge the next day and find that fuzzy mold growing on […]

Gig Harbor and Ventura

By Joyce Shipley | June 2, 2012

I was thinking about what I love about Gig Harbor and what I miss about Ventura, Ca where I was raised. We are surrounded by the Sound and everywhere I go I get views of the water that are breathtaking morning and night. Now that it has warmed a bit, we can go without a […]

First time homebuyers!

By Joyce Shipley | May 25, 2012

Before you make the decision to purchase a home, you should determine how much you can afford to pay for one.  In order to buy a home, most individuals have to obtain a mortgage, which is a loan for purchasing real estate.  A mortgage requires you to pay back the amount of the loan and […]

Getting refinanced!

By Joyce Shipley | May 17, 2012

I have a friend who bought their home in 2006 from a relative. So they paid top price. They have tried 10 times to refinance and their interest rate is almost 7 percent. They have always made their payments and their jobs wages have increased but were always told by their lender and other lenders […]

Foreclosure frustrations!

By Joyce Shipley | May 9, 2012

The banks are now asking for the buyer to pay the excise tax which is normally the seller’s responsibility! They are also demanding that the buyer pay both the seller’s as well as the buyer’s title and escrow fees which can dramatically increase the downpayment needed to close a transaction. In some cases this is […]

Loving Gig Harbor

By Joyce Shipley | May 4, 2012

When I first drove thru Gig Harbor in the early 2000’s to visit a friend who had recently moved here, I fell in love with this quaint, beautiful town. It became my dream to live here. I bought my first properties in 2004. I came up on vacation with my mom in May 2005 to […]