My Blog

Getting refinanced!

By Joyce Shipley | May 17, 2012

I have a friend who bought their home in 2006 from a relative. So they paid top price. They have tried 10 times to refinance and their interest rate is almost 7 percent. They have always made their payments and their jobs wages have increased but were always told by their lender and other lenders […]

Foreclosure frustrations!

By Joyce Shipley | May 9, 2012

The banks are now asking for the buyer to pay the excise tax which is normally the seller’s responsibility! They are also demanding that the buyer pay both the seller’s as well as the buyer’s title and escrow fees which can dramatically increase the downpayment needed to close a transaction. In some cases this is […]

Loving Gig Harbor

By Joyce Shipley | May 4, 2012

When I first drove thru Gig Harbor in the early 2000’s to visit a friend who had recently moved here, I fell in love with this quaint, beautiful town. It became my dream to live here. I bought my first properties in 2004. I came up on vacation with my mom in May 2005 to […]